Benefits for Parents

Why it’s necessary

If your child can’t play…you shouldn’t have to pay! 

Select sports fees are expensive and non-refundable. In competitive sports, whether you pay in-full, upfront or over time with an installment plan, your financial obligation to the sports club is for the full sports fee as stated in the team contract. Your sports club simply cannot refund sports fees or waive unpaid obligations when your child gets injured or sick and can’t play. Doing so could have an incredibly negative impact on their business. 

Sports Fee Insurance gives you the confidence to sign non-refundable sports fee contracts.

Coverage

We provide Sports Fee Insurance to protect non-refundable club fees for virtually all sports including: baseball, basketball, cheerleading, soccer, hockey, lacrosse, softball, volleyball, crew… and more!

We offer three plans to affordably protect the significant investment you’ve made in youth sports. We offer protection against the following unexpected life events:

  • Season-ending injury
  • Sickness
  • Death of athlete
  • Job loss
  • Short-term injury interruption
  • Mental illness
  • Death of parent
  • Job relocation

Claim Examples

Claim Example 1:

Season-ending Injury

An insured athlete tears her ACL on March 12 while skiing over Spring Break and a physician certifies that she will have to sit out the remainder of the sports season. The policy period started on January 1 and ends on June 30 (180 days). The date of loss is March 12, which is the day the injury occurred, and there are 110 days remaining until the season is over. The insured athlete’s non-refundable sports fees were $3,000, the benefit payable is computed as follows:
($3,000/180) x 110 = $1,833.

Here is how benefits would be distributed based on two different payment scenarios: 
a.  Paid in-full: parent/guardian would receive $1,833.
b.  Paid w/installment plan and $800 is owed to the sports club: the parent/guardian would receive $1,033 and the sports club would receive $800.

Claim Example 2:

Short-term Injury

An insured athlete suffers a concussion on March 5 during a soccer tournament. The policy period started on July 1 and ends on May 31 of the following year (334 days)…soccer is a long season! The injury occurred on March 5, which is also the date of loss. He was cleared by his physician to return to his team on April 19 so he missed a total of 45 days. The insured athlete’s non-refundable sports fees were $3,500, the benefit payable is computed as follows:
($3,500/334) x 45 = $472.

Here is how benefits would be distributed based on two different payment scenarios:
a.  Paid in-full: parent/guardian would receive $472.
b.  Paid w/installment plan and $200 is owed to the sports club: the parent/guardian would receive $272 and the sports club would receive $200.

*The above examples are intended to show how benefits are calculated and are not a guarantee of payment. Each claim is adjudicated independently. US Sports Club Insurance is underwritten by Association Insurance Management, Inc. (AIM).

Win/Win… Peace of Mind!

Protecting the health and well-being of each athlete is critical. Select sports can be stressful and worrying about the financial impact of forfeiting sports fees already paid (parents) or uncollected (club owners) in the event of the unexpected should not be an issue! That’s why it’s more important than ever to get Sports Fee Insurance.

Sports Fee Insurance gives you the confidence to sign non-refundable sports fee contracts. It also provides peace of mind knowing that sports fees can be recovered if your child is prohibited from playing or finishing the season without a significant negative financial impact to you or the sports club!

“Club sports are truly wonderful, but the high cost can make it a tough decision sometimes… So knowing that our investment is protected makes the decision to participate so much easier.”

- Shelly H.

Parent, Dallas, TX

If your child can’t play... you shouldn’t have to pay!

Benefits of Sports Fee Insurance
Sports fees are non-refundable
but injuries happen.

Get Sports Fee Insurance. 

Sports Fee Insurance

US Sports Club Insurance
PO Box 742134
Dallas, TX 75374

This website is intended to be only a summary. It is not all inclusive, nor does it alter or waive any of the actual policy conditions. If you have any questions, please call US Sports Club Insurance at 833-227-6018.